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Frequently Asked Questions

What are rate classes?

What is Term Life Insurance?

Why do people buy Term Life Insurance?

What happens at the end of the term and what does it mean to convert a policy?

What if I have a health history or take medication?

How will hobbies like scuba diving, flying, sky diving, or racing affect may rates?

Who pays for Long Term Care?

What will Medicare pay for?

What will Medicaid pay for?

When will the Veterans Administration pay for Long Term Care?

Can I get Life Insurance after having a Heart Attack?

Can I get Life Insurance after having Breast Cancer?

How does my family history affect life insurance rates?

What is maximum age to which you can get a term policy?


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